Arkansas-based TechKnow 123 owner has gone from one employee to 10 with help from the U.S. Bank program

For more than a dozen years, Kashif Kincaid ran his company as a mom-and-pop operation and bought supplies with his personal credit cards. He dreamed about growing the business, hiring more employees and expanding his offerings, but ran into a series of roadblocks when it came to getting financing.

Cassandra Kidd, left, Kashif Kincaid and Ramone Davis.

“I was defeated for the longest time,” said Kincaid, who owns TechKnow 123, which provides IT services in Monticello, Arkansas.

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